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Financial Support & Benefits

Compensation schemes, disability benefits, pensions and discounts can make a major difference — but rules differ depending on when you served and how you were injured.

10 rights UK law & policy
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1

Armed Forces Compensation Scheme (AFCS)

If you suffered an injury, illness or death caused by service on or after 6 April 2005, you may be entitled to a lump sum and/or a Guaranteed Income Payment (GIP). Claims are usually made within seven years of the date you first knew of the injury (with limited exceptions).

Legal / official reference: Armed Forces Compensation Scheme (JSP 765)
What to do: Contact Veterans UK on 0808 191 4218. SSAFA and RBL can help prepare free claims.
2

War Pension Scheme

If injury or illness was caused by service before 6 April 2005, the War Pension Scheme may apply. It can provide weekly payments and add-ons such as mobility or clothing allowances. There is generally no time limit to claim.

Legal / official reference: War Pension Scheme | Veterans UK
What to do: Contact Veterans UK on 0808 191 4218.
3

Armed Forces Independence Payment (AFIP)

Some seriously injured veterans awarded AFCS Guaranteed Income Payment at certain levels may receive AFIP instead of claiming PIP, simplifying disability support.

Legal / official reference: AFIP / AFCS rules | Veterans UK
What to do: Ask Veterans UK whether AFIP applies to your AFCS award.
4

Personal Independence Payment (PIP)

If you have a long-term condition or disability (including many service injuries and mental health conditions), PIP can help with extra living or mobility costs — separate from AFCS/War Pension.

Legal / official reference: DWP Personal Independence Payment
What to do: Start a PIP claim on GOV.UK. Get help from RBL, SSAFA or Citizens Advice with the form and assessment.
5

Universal Credit and means-tested benefits

Veterans can claim mainstream benefits. Compensation and some awards can be treated differently for means tests — declare veteran status and awards accurately so you are not underpaid or overpaid.

Legal / official reference: DWP Universal Credit regulations | Veterans UK
What to do: Contact Citizens Advice (0800 144 8848 in England) or Veterans Gateway for benefits navigation.
6

Council Tax reduction / disability relief

Veterans on certain disability benefits may qualify for council tax reduction. Some severely disabled veterans may be eligible for stronger reliefs depending on local scheme rules.

Legal / official reference: Local Government Finance Act 1992 | local CTR schemes
What to do: Contact your council benefits team with proof of disability awards and veteran status.
7

Constant Attendance Allowance & care add-ons

War Pension / related schemes can include extra amounts if you need regular care because of service injury. These interact carefully with social care charging.

Legal / official reference: War Pension supplementary allowances | Veterans UK
What to do: Ask Veterans UK to review whether care-related allowances apply to your award.
8

Veterans Railcard

Eligible veterans can get a Veterans Railcard for one-third off most rail fares for themselves and companions (scheme rules apply).

Legal / official reference: Veterans Railcard scheme
What to do: Apply at www.veteransrailcard.co.uk with service evidence.
9

Blue Badge (disabled parking)

If mobility is severely limited — including from service injury — you may qualify for a Blue Badge via your local authority.

Legal / official reference: Blue Badge scheme (England / nation variants)
What to do: Apply through your local council Blue Badge service; include medical and mobility evidence.
10

Armed Forces Pension (AFPS) overview

Depending on when you served, you may have AFPS 75, 05 or 15 benefits. Early departure payments, preserved pensions and commutation rules differ by scheme.

Legal / official reference: Armed Forces Pension Schemes | Veterans UK
What to do: Get a pension forecast via Veterans UK / Defence Gateway documents and keep scheme membership letters safe.

Need Help Now?

Free helplines. Available now.

Veterans Gateway
One stop for all veteran support — housing, health, employment, finance
0808 802 1212
24/7 free
GOV.UK veteran support
Op COURAGE
NHS mental health service for veterans
NHS 111 (ask for veteran pathway)
Self-refer, no GP needed
www.nhs.uk/opcourage
Combat Stress
Specialist PTSD treatment for veterans
0800 138 1619
24/7 free
www.combatstress.org.uk
Veterans UK
MOD pensions and compensation
0808 191 4218
Mon–Fri free
www.gov.uk/veterans-uk

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